For decades, financial professionals and policymakers have wrestled with the same fundamental challenge: how to help families start saving earlier, stay invested longer, and build durable financial security across generations. The introduction of Trump Account also known as Individual Trust Accounts, is scheduled to go live in July 2026, represents a meaningful shift in that effort, one that moves financial planning closer to the very beginning of life. At their core, these s

For many small business owners, one of the simplest questions can be difficult to answer: “How much should I be paying myself?” Some owners take too little, reinvesting everything back into the business. Others take whatever is left at the end of the month. Many change their compensation constantly based on cash flow. Over time, this creates confusion about income, personal financial security, business stability, and long-term planning. The way you pay yourself is a foundatio

When most business owners start their company, one of the first decisions they make is choosing a legal structure. They form an LLC, elect S corporation status, or begin operating as a sole proprietor, often based on simple advice or convenience. Then the business grows, revenue increases, and complexity builds. Yet the structure rarely changes. What many owners don’t realize is that business structure is not just a legal formality. It directly affects how profits are taxed,

It's generally a good idea to review your employer-sponsored retirement savings plan at least once each year and when major life changes occur. If you haven't given your plan a thorough review within the last 12 months, now may be a good time to do so. Have you experienced any life changes? Since your last retirement plan review, have you experienced any major life changes? For example, did you get married or divorced, buy or sell a house, have a baby, or send a child to coll